Less than 1 hour

Credit Analyst

Farm Credit West
Tulare, CA 93274

If you are looking for a rewarding career Farm Credit West may be a great fit for you. With more than $10 billion in assets, Farm Credit West and its wholly owned subsidiaries are cooperatively-owned institutions providing financial services to farmers, ranchers and agribusinesses.


 


Our employees represent some of the best finance, accounting and credit professionals around, and our technology, administrative and creative staffs are top shelf. We invite you to join our underwriting team. 


 


Key job responsibilities


 


Under the supervision of the Regional Underwriter perform a variety of functions including, but not limited to:



  • Ability to spread financial information, including: balance sheet, tax return, borrower- or accountant-prepared statements. 

  • Knowledge of financial analysis, including cash flow analysis, balance sheet analysis, profitability, liquidity, and solvency analysis.

  • Solid understanding of Generally Accepted Accounting Principles (GAAP), taxation, legal forms of organizations, and business law.

  • Knowledge of financial modeling techniques and preparation of pro forma financial statements.

  • Ability to perform discounted cash flow analysis, capital budgeting (internal rate of return, net present value, etc.), and equity valuation calculations.

  • Ability to incorporate information from many sources to identify underwriting risks and articulate a concise recommendation.

  • Knowledge of complex lending, financial structuring and credit arrangements, and bank products.

  • Solid understanding of credit underwriting policies, procedures, processes, collateral valuation, and documentation.

  • Advanced ability to use spreadsheet, word processing, and database applications.

  • Excellent interpersonal, negotiation, presentation, oral and written communication skills.



 


Knowledge, Skills, Abilities


 



  • Broad knowledge of credit and financing and the ability to analyze all components on standard and complex credits.

  • Strong decision making skills as well as strong interpersonal, communication, customer service and team skills.

  • Possess proven, effective problem solving skills as well as effective negotiating and influencing.

  • Possess advanced computer skills including MS Office applications and other related industry applications.

  • Must be able to travel to perform certain required duties



 


Minimum Qualifications



  • Bachelors degree in Agribusiness, Business, Accounting, Economics or related field with 0-3 years of relevant work experience.

  • Agricultural credit analysis experience preferred.


Categories

Posted: 2020-07-06 Expires: 2020-08-05

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Credit Analyst

Farm Credit West
Tulare, CA 93274

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