18 days old
2018-07-302018-08-29

Risk Analysis Sr Manager

Charlotte, NC 28230
**Job Description:**



**Description:**



Responsible for evaluation of account management strategies and programs for US Card that maximizes profits and minimizes credit losses and other risk exposures. Provides and directs complex analysis on product strategies to establish risk threshold and ensure company goals are met. Analyzes performance trends to identify issues, opportunities and recommend credit actions. Provides governance and control for existing and new risk strategies. Communicates with, influences, and presents to peers and senior management in Card Lines of Business, Internal Audit, external Regulators, and Enterprise Risk partners. Industry risk management and strong SAS or SQL skill set required.



**Primary responsibilities include:**



+ Performing complex analysis that maximizes profits and asset growth & minimizes credit losses and risk exposures

+ Reviewing and approving account management strategies to ensure company goals are met

+ Reviewing and analyzing portfolio asset quality and emerging trends and risks

+ Oversight of pilot programs, champion/challenger strategies and tests

+ Reviewing strategy changes (UCRA) and providing management recommendations around credit risk and reward

+ Establishing program performance guardrails and evaluating performance **Required Skills:**



+ 10+ years supporting Consumer Products with a significant level of experience in unsecured lending or comparable experience in Risk, Compliance, Audit, or similar Risk function.

+ 5 years of experience in strategy development with a focus on the following areas: Line Management, Risk Detection, Authorizations, Balance Build - Cash and Retail

+ Strong SAS / SQL.

+ Solid understanding of credit strategy decision engines and strategy development

+ Proven experience in partnering, influencing and persuading to achieve desired results.

+ Demonstrated conviction and decision orientation

+ Ability to escalate identified issues to management with the proper assessment, root cause analysis, impact, and next steps.

+ Experience in developing presentations and delivering to senior level executives

+ Excellent oral, written, influencing and interpersonal communication skills.

+ Proficiency in using MS Word, EXCEL and PowerPoint.

+ Demonstrated ability to overcome obstacles and manage conflict constructively. **Desired Skills:**



+ Knowledge of Credit Risk Management Processes, Risk Appetite Setting, Strategy Change review and approval, Models, Loss Forecasting.

+ Tableau knowledge



**Posting Date** : 07/26/2018



**Location** :

Newark, DE, Deerfield III, 655 Paper Mill Rd,

Charlotte, NC, 201 N TRYON ST (NC1022),

- United States



**Travel** : No



**Full / Part-time** : Full time



**Hours Per Week** : 40



**Shift** : 1st shift



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**Diversity & Inclusion**



At Bank of America, our commitment to diversity and inclusion is helping us to create not only a great place to work, but also an environment where our employees, our customers and our communities around the world can reach their goals and connect with each other. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.



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Risk Analysis Sr Manager

Bank of America
Charlotte, NC 28230

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